Welcome to Dedicated Investment Advisers LLC

(a Registered Investment Adviser)

“Advisor” can be spelled two ways. Congress spelled it as “Adviser” in the Investment Advisers Act of 1940.

1. Investment Adviser Public Disclosure

2. DISCLOSURE BROCHURES

Customized Financial Services & Investing

As your financial advisor, we can assist you with your finances in a number of ways, such as investing, retirement planning, insurance planning, estate planning, and tax planning.

Accounts

IRA ACCOUNTS: TRADITIONAL’s, ROTH’s, ROLLOVER’s, SEP’s, SIMPLE’s, BENEFICIARY’s

INDIVIDUAL ACCOUNTS: JTWROS, TRUST, UTMA, UGMA, 529 COLLEGE ACCOUNTS, SOLO 401K’s

CUSTODIANS

1. Charles Schwab (stocks, bonds, ETF’s, mutual funds, CD’s)

2. TransAmerica (annuities)

Experienced Advisor 

STEVE CLOTT, CPA EA CFP®

(with access to peer advisors in the fields of law, accounting, taxes, investments, insurance, and real estate.)

 (further backup in case of illness or disability)

Invested

LUMP SUMS, ROLLOVERS, SYSTEMATIC INVESTMENTS, DOLLAR-COST-AVERAGING, REINVESTMENTS

How We Work. Our Mission & Values

… offering benefits, services, and resources that assist and add value for investment clients.

Our mission: to provide you quality and affordable financial services including tax preparation, investment management, long term care insurance, healthcare plan options, in order to secure financial freedom, stability and asset growth for you, during your working life and your retirement years.

Financial Services

… professional services involving the investment and management of your money and assets, including tax preparation, insurance coverage, and investment portfolios

Retirement Plans

… determining your retirement income goals and the actions and decisions necessary to achieve those goals, including identifying sources of income, estimating expenses, implementing a savings program, and managing your assets and risk

Estate Planning

… set up with the help of an attorney experienced in estate law

Portfolio Management

… the art and science of making decisions about your investment mix and policy, matching investments to objectives, asset allocation, and balancing risk against performance

Let Us Help You Take Your Money To New Heights

… as you concentrate on your education, career, and family

Financial Resources and News

… occasional blurbs, emails, and newsletters, that may have value to your personal life

Privacy Notice

Dedicated Investment Advisers, LLC is committed to maintaining the confidentiality, integrity and security of the personal information that is entrusted to us.

To conduct regular business, we may collect non-public information about our clients from sources such as: (1) Information reported by clients on applications or other forms clients provide to us. (2) Information about client transactions with us or others. (3) Conversations between client and firm representatives. We will share non-public information solely to service client accounts. We will not disclose any non-public personal information about clients or former clients to anyone, except as permitted by law. If a client decides to close his or her accounts with us or becomes an inactive client, we will continue to adhere to this privacy policy and practices with respect to that client as described in this notice.

The categories of nonpublic information that we collect from you may include information about your personal finances, information about your health and credit reports to the extent that it is needed for the financial planning process, and information about transactions between you and third parties. We use this information to help you meet your personal financial goals.

With your permission, we disclose limited information to attorneys, accountants, and mortgage lenders with whom you have established a relationship. You may opt out from our sharing information with these nonaffiliated third parties by notifying us at any time by telephone, mail, fax, email, or in person. With your permission, we share a limited amount of information about you with your brokerage firm in order to execute securities transactions on your behalf.

We maintain a secure office to ensure that your information is not placed at unreasonable risk. We employ a firewall barrier, secure data encryption techniques and authentication procedures in our computer environment.

We do not provide your personal information to mailing list vendors or solicitors. We require strict confidentiality in our agreements with unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors. Federal and state securities regulators may review our Company records and your personal records as permitted by law.

Personally identifiable information about you will be maintained while you are a client, and for the required period thereafter that records are required to be maintained by federal and state securities laws. After that time, information may be destroyed.

We will notify you in advance if our privacy policy is expected to change. We are required by law to deliver this Privacy Notice to you annually, in writing.

People with money are asking why their financial advisors aren’t discussing important things like protecting their savings, making them last, and passing them on to the next generation. These clients aren’t interested in “get rich quick” schemes; they want advisors who can help them manage what they have wisely.
The problem is, many advisors focus on making money through investments, not on things like tax planning and wealth preservation. This creates a gap where clients are more informed than their advisors on these crucial topics.
This is the perfect time for advisors to educate clients about “the second half of the game”: helping clients keep their money, not just grow it. Clients value planning and want advisors who can talk about things like IRAs, Roth conversions, rollovers, and long-term-care. Even though advisors might not explicitly say they do tax planning, many of their actions already impact taxes. By getting educated on these topics themselves, advisors can help clients who are looking for more than just investment advice.
This is especially important for younger generations who are more informed and expect different things from financial advisors. They need advisors who can talk about the whole picture, not just short-term gains.

 

Face-to-Face, or Online Appointment –

Bring your prior 5 years of personal individual tax returns (1040), so that we can get to know you better.

 

 

(610) 446-0440
Steve@SteveClott.com
M-F: 10am-4pm

Contact

Get In Touch

SERVICE BEFORE AND AFTER THE SALE

(610) 446-0440 or complete the form below

* Periodic investment plans do not assure a profit and do not protect against loss in declining markets. Such plans involve continuous investment in securities regardless of fluctuating price levels of such securities.  An investor should consider his or her financial ability to continue his or her purchases through periods of low price levels.

Prospectuses for mutual funds and low-cost Exchange-Traded-Funds (ETF’s) contain more complete information, including Risks, Charges, Expenses & Investment Objectives.  Read them carefully before investing.  Securities and Advisory Services offered through Dedicated Investment Advisers, LLC